In a home with eight permanent human residents, plus two cats and between two and six friends, neighbors, and tag-alongs at any given time, there is going to be some drama…
It began with a phone call Tuesday morning when the bank statement came in the mail. Vicki called me at the office and in her sweetest voice said, “I need to ask you a question… Why is there a charge for $59.95 on our debit card from dating.com?” Of course, I went into panic mode! I knew I hadn’t done business on any such web site. So now everyone becomes a suspect: had one of the boys done it? One of their friends? Did the garbage man rummage through our trashbags?
There was at 800 number from the website on the bank statement. I called the number and spoke with a very nice lady who told me that my debit card had been used to set up an account and the e-mail of the person who had registered the account was Dominica_ qutez147@yahoo.com . No ma’am, that’s not me and no one I know or have ever known has ever used that address. The customer service rep cheerfully agreed to refer the matter to their fraud department and assured me that I would be credited back my money in seven to ten days.
I spent the rest of the morning at my bank: The bank teller and I went over my statements looking for any other transactions that seemed strange or unusual. There was just the usual: Wal-Mart… McDonald’s… Wal-Mart… Wal-Mart… Amazon… Wal-Mart… Christianbook.com… Wal-Mart… McDonald’s… Wal-Mart… well you get the idea, nothing else showed up. The bank “hot-carded” my debit card so it couldn’t be used again, then cancelled it and got me set up for a new one. They told us we were “lucky,” not the norm: apparently only one entry was made into our bank account; others have not been as fortunate.
I’ve wondered how this could happen, but I suppose there are numerous places a person could have gotten my debit card number… We’re active online shoppers in a number of venues. A server in a restaurant could’ve made in extra imprint. The folks at the bank said the person who stole my number might not even be the one who used it; they might have sold it to someone else. So I ended the day feeling relieved that no more had been taken and that the situation was going to be set right, but still creeped out by the whole experience.
Not to put too fine a spiritual point on it, but sin can creep up on us in much the same way that fraudulent charge creeped up on me. Somewhere there was an opening, an opportunity that some unscrupulous person took advantage of. Satan will do the same to us if we’re not careful. We may not realize it when we let our guard down, but the evidence will show up a day or a week or a year later, and we’re left to deal with the consequences. The devil is a deceiver and a devourer. We have to be careful.